For millions of seniors nationwide, Medicaid provides a safety net for people who find themselves requiring long-term care. Most Americans aged 65 and older – roughly 70 percent – will need these kinds of services in their later years, according to research. Meanwhile, the cost of Continue reading
Author: cvazzana
Unpaid Family Caregiving Is Worth a Six-Figure Salary
As the population ages, the number of people affected by Alzheimer’s disease and other forms of dementia continues to rise. In turn, families increasingly find themselves providing unpaid care to loved ones with cognitive impairments. This caregiving role, though essential, comes Continue reading
Medicare Part A and B Costs to Rise Again in 2025
The Centers for Medicare & Medicaid Services (CMS) has issued the 2025 figures for Medicare. As in 2024, these health care costs are going up across the board.
Medicare Part B Changes for 2025
Medicare Part B covers the cost of doctor visits and other preventative care and outpatient Continue reading
The Older Americans Act Is Up for Renewal: Why That Matters
Since its enactment in 1965, the Older Americans Act (OAA) has guided the priorities and operations of key programs and services for the benefit of older adults across the United States. The OAA's primary objective is to promote the well-being, dignity, and independence of older Americans. Continue reading
Medicare Coverage for Telehealth Services in 2025 and Beyond
Before the COVID-19 pandemic, Medicare beneficiaries who wanted to use virtual health care were few and far between — quite literally. Medicare policy stipulated that to be reimbursed for virtual care, also known as telehealth, a beneficiary had to live in a rural area. Only about Continue reading
Entering and Leaving Medicare Advantage Plans
What Is Medicare Advantage?
Medicare Advantage, also known as Medicare Part C, is an alternative to traditional Medicare coverage and is offered by private health insurance companies. Medicare Advantage plans include Medicare Parts A and Part B (Original Medicare). Part C plan options Continue reading
Qualified Medicare Beneficiary (QMB) Program: A 2024 Update
The Qualified Medicare Beneficiary (QMB) Program is one of four types of Medicare Savings Programs. The QMB Program is also the most comprehensive of the four, as it helps individuals with limited income and assets pay not only for Medicare Part A and B premiums, but also for deductibles Continue reading
Your Social Security Benefits for 2025: COLA Update
The Social Security Administration (SSA) has officially released its annual cost-of-living adjustment (COLA) figures for 2025. These newly issued numbers will have an impact on monthly Social Security benefits payouts for retirees, as well as recipients of Social Security disability Continue reading
Hoarding Disorder in Older Adults: Challenges and Resources
Hoarding disorder disproportionately affects older adults, according to the United States Senate Special Committee on Aging. While about 2 percent of the general population struggles with accumulating too many objects, hoarding impacts over 6 percent of people aged 65 and older.
The Continue reading
How to Apply for Social Security Retirement Benefits
The Social Security Administration (SSA) advises you to apply for retirement benefits three months before you want your benefits to begin. Even if you have no plans to receive retirement benefits, you should still sign up for Medicare three months before age 65.
You can apply for Continue reading